A simple and transparent process in four steps.
From simulation to disbursement — 100% digital, secure and in less than 48 hours.
Simulate Online
Use our free loan calculator — no account required.
Calculate your desired loan in seconds. Select the amount (100 – 500,000 EUR/CHF), the repayment term, and instantly see your monthly payment and annual rate. No commitment, no cost.
- No account required
- Instant calculation
- Compare multiple scenarios
Fill the Application
A fully digital form completed in under 5 minutes.
Complete our 100% digital application form in less than 5 minutes. We only need basic information about you, your income and your loan request. Everything is secure and confidential.
- 5-minute completion time
- Bank-grade encryption
- No paper documents initially needed
Upload Documents
Secure upload directly on our platform.
Securely upload the required documents (pay slips, ID) through our portal. PDF, JPG and PNG are accepted. Our advisors review your documents discreetly and professionally.
- Accepted: PDF, JPG, PNG
- End-to-end encryption
- Automatic email confirmation
Get Your Answer
Loan decision in less than 24 hours.
Our team reviews your application and gives you a response within 24 hours. Upon a positive decision, you receive your contract digitally for signature and the funds are transferred within 48 hours.
- Decision in < 24 hours
- Digital contract signing
- Funds disbursed in 48 hours
Frequently Asked Questions
What do I need to apply?
You need a valid ID, a recent pay slip and basic personal details. Everything can be uploaded digitally.
How long does the review take?
We give you an answer within 24 hours. With complete documents, often faster.
Does the application affect my credit score?
An initial inquiry is credit-neutral. Only upon final loan approval is a formal credit check submitted.
Can I apply from any European country?
Yes. We serve customers across all of Western and Eastern Europe. Select your country in the application form.
What currencies are accepted?
We process applications in EUR, CHF, PLN, HUF, CZK and RON depending on your country of residence.